Sep 29, 2020
One of the most common questions a financial advisor is asked, “why should I hire you when I could manage my own financial affairs?”. It is a very understandable question and many people want to know what they will get for their money. In addition to all the mental... read more
Sep 22, 2020
The big banks have thrown their hat in the ring in the buy now pay later (BNPL) market contest. With some products that look a lot like a credit card but work a bit differently. Buying now and pay later is literally the definition of credit, which is a banks’... read more
Sep 14, 2020
No one likes to think that something might happen to our health or our family’s health. The consequences are too significant. But it is always best to be prepare for the unexpected, as the fact is, it is a case of when. “In this world, nothing is certain except death... read more
Sep 07, 2020
We have broken down one of the core metrics used in financial analysis, return on equity (ROE) which measures the profit generated on the capital inserted into a business by its shareholders. Equity takes on two forms, capital directly injected into a business through... read more
Sep 02, 2020
Budgeting is an essential tool to help manage your personal cash flow. If you find you are spending more than you earn, then a budget will help you to review your expenses and see in what areas you may be able to reduce expenditure immediately. Alternatively, if you... read more