Jan 15, 2021
2020 was a challenging year to say the least, with the impact of the global pandemic affecting everyone. For many, 2020 was the year they tightened their belts on their finances, with impacts of job loss or reduction of pay. 2021 is a new year, even though COVID is... read more
Jan 04, 2021
Starting the new year, the Oracle Investment team thought it would be a fun exercise to share some predictions with you for 2021. These predictions are not supposed to represent our base case scenarios for the year, but rather promote thoughtful conversation on a... read more
Dec 16, 2020
There are many financial mistakes that many of us are making again and again. Which can often lead people to major economic hardship. A lot of these mistakes can easily be avoided, by simply changing your financial habits and putting strategies in place. Millions of... read more
Dec 09, 2020
Typically, a home loan period is 25 or 30 years to pay off, but that doesn’t mean you should follow this rule, you should be aiming to get ahead on your mortgage and pay if off sooner. Your home loan is probably going to be the biggest investment you make in your... read more
Dec 01, 2020
There is no doubt that Covid-19 will be a defining event in the lives of most investors as it stopped the world. It has disrupted the business models of many companies and resulted in unprecedented monetary and fiscal stimulus from Governments to keep economies alive.... read more
Nov 25, 2020
For many families Christmas can mean splashing out and spending on presents, clothes, food and decorations. But to many of us, it’s about connecting with each other. More than any other year, in 2020 we all want to get together and celebrate the years end. It has been... read more
Nov 18, 2020
If you’re on the path to retirement or already in retirement, you’ll want to make sure your money will last the distance. We are now all living longer, fuller lives and for many people retirement can span just as long as your working careers. Most Australians... read more
Nov 11, 2020
At present, people around the world are increasingly aware of how their consumption choices are impacting on issues such as slavery, animal welfare and climate change. You may not be aware, but in the world of investing, you can also choose to invest your money into... read more
Nov 04, 2020
We all want to make the most of our income and prepare for the future, right? Sacrificing some of your salary into your superannuation is a smart tax-effective way to achieve financial freedom for retirement. We’ve provided a comprehensive guide to salary sacrificing,... read more
Oct 29, 2020
Self-managed super fund (SMSF) can be great for those who have the time and know-how to manage one. A SMSF can offer flexibility and control that retail and industry super funds don’t. Taking up a SMSF can sound like a no-brainer, who doesn’t want total control over... read more