Residential Home & Investment Loans
Purchasing a property can often be the biggest transaction you will make, so it is important to get it right.
Whether you are a first home buyer, up-sizing into a larger family home or adding an investment property to your portfolio, the ability to secure the right loan for your specific situation is almost as important as selecting the house itself.
We all know that circumstances change over time, but so too do banking products.
You may have multiple loans you wish to consolidate, or perhaps you are looking for a lower interest rate. Whatever your situation, Oracle Lending Specialists can assist you in finding the right loan to fit you and your family’s needs.
First Home Buyers
Buying your first house is both exciting and daunting at the same time. You may be getting married or finally moving out of the family home.
So why not take advantage of government initiatives to help save you money and gain a kick-start to your deposit. A deposit for your first loan can be the biggest hurdle to overcome. Maybe you are young and you don’t have a high income. Property prices seem to continually rise each year, making this seem an impossible feat. Well be encouraged. The First Home Owner Grant is for new homes, including both new constructions and home and land packages.
An important principle in business is that cash is king.
Maximising every dollar counts and making debt work for you is the key. It is also important to understand the difference between good debt and bad debt. At Oracle Lending Specialists we can tailor a lending solution for your business to maximise cash flow in a tax effective manner and help grow your business.
Personal, and Car Loans
Are you looking to secure finance for personal needs, such as renovating your home, or purchasing a motor vehicle?
Oracle Lending Specialists have a solution that can fit your needs. Having an advisor and lending specialist on your side can help cut through the jargon so you understand exactly what you are signing up to.
Lenders Mortgage Insurance (LMI)
Lenders mortgage insurance is required by borrowers who have not provided a minimum deposit of 20% on their home loan.
Banks require this to insure themselves against default. Talk to an Oracle Lending Specialist today to discuss your Mortgage Insurance and borrowing needs.