The Sydney Financial Planners That You Can Trust
At Oracle advisory group, we have long been regarded as the financial planner of choice to the people of Sydney.
The broad range of financial adviser services that we offer make us one of the most experienced and customer-orientated financial adviser services – we are there to provide whatever accounting support our clients need in boosting their financial future.
Our Sydney-based clients benefit from the convenience of financial planners in both our North Sydney and Paramatta office locations, and a full suite of financial services available from both.
Our services
We serve people from all walks and at all stages of their financial life with a tailored financial strategy and a proactive and straightforward approach. With comprehensive financial expertise, we provide practical advice that helps each of our clients build a financial plan that suits their circumstances and financial planning objectives, and we are the leaders in the financial planning industry for our ability to deliver a truly customised financial plan.
Just starting out in the workforce and want to get your money working for you right away? Looking towards retirement? Keen to enjoy financial security in your twilight years? We can help you with your wealth management and to arrive at that ideal financial plan.
Our standard financial planning services include:
Superannuation
We can offer a range of superannuation financial planning services to help you prepare your financial future, depending on your needs now. Some of our leading services include:
- Superannuation advice
- Investment management
- Insurance advice
We can help you understand their superannuation and develop a strategy to maximise their retirement savings.
We can assist you in selecting suitable investment options within their superannuation fund, based on their risk tolerance and investment goals.
We can provide advice on the types of insurance cover that you may need, such as income protection and life insurance, to protect your retirement savings.
Cash Flow Budgeting
We offer a range of cash flow budgeting financial planning services to help you manage your money effectively. These services include:
- Budgeting advice
- Cash flow analysis
- Savings strategies
- Financial goal-setting
We can help you develop a budget that takes into account your income, expenses, and financial goals.
We can analyze your cash flow to identify areas where you may be overspending or where you could save more money.
We can help you identify ways to save money, such as setting up automatic savings plans or finding ways to reduce expenses.
We can work with you to set realistic financial goals and develop a plan to achieve them, such as saving for a down payment on a home or building an emergency fund.
Debt Management
We can offer a range of debt management financial planning services to help you manage and reduce your debt. Some of these services may include:
- Debt consolidation
- Debt repayment plans
- Budgeting and cash flow management
- Negotiation with creditors
- Credit counselling
We can assist you to consolidate your debts into a single loan with a lower interest rate, making it easier to manage and potentially saving on interest charges.
We can help you to develop a plan to pay off your debts, prioritising high-interest debts and finding ways to reduce interest charges.
We can help you to develop a budget and cash flow management plan that takes into account your debt repayments and helps them avoid accumulating additional debt.
We can negotiate with creditors on behalf of clients to potentially lower interest rates or reduce the amount owed.
We can provide credit counselling services to help you develop good credit habits and avoid future debt problems.
Personal Insurance Brokers
Our personal insurance broker financial planning services can help you obtain the insurance coverage you need to protect yourself and your family. Our services include:
- Insurance needs analysis
- Policy comparison and selection
- Policy management
- Claims assistance
We can assess your insurance needs and recommend appropriate coverage to protect against risks such as death, disability, and illness.
We can compare insurance policies from multiple providers and help you select the one that best meets your needs and budget.
We can manage your insurance policies, ensuring they remain up-to-date and provide adequate coverage.
We can provide support to you during the claims process, helping you navigate the process and maximise your benefits.
Estate Planning
At Oracle, we can offer a range of estate financial planning services that go beyond retirement planning and will also help you plan for the distribution of your assets and manage your affairs in the event of their death or incapacity. Some of the services that we provide as part of estate planning include:
- Wills and trusts
- Powers of attorney and healthcare directives
- Beneficiary designations
We can assist you in creating wills and trusts to distribute their assets according to their wishes and minimise tax liabilities.
We can help you prepare legal documents that specify who can make financial and healthcare decisions on your behalf in the event of incapacity.
We can review and update beneficiary designations on retirement accounts, life insurance policies, and other assets to ensure that they align with your estate planning goals.
Finally, our strategic financial advice can help you to minimise estate tax liabilities through a range of strategies, such as gifting, charitable donations, and trust planning.
Financial adviser services tailored to your needs
As your financial adviser, we understand the needs and economic circumstances of our customers. As locals, we know what it’s like to live in Sydney, and where the challenges and opportunities lie around financial planning.
Our financial planning services also apply across the entire life of our customers. One of out critical areas of wealth management advice is retirement planning, helping our clients with their plans to retire, the transition into retirement and aged care.
We also provide real expertise in achieving financial goals and building wealth towards retirement, providing clients with expert guidance on self managed super funds (SMSF) administration.
Service depth makes us the financial advisers of choice
At Oracle, we also provide clients with investment services as part of our financial planning services, helping them to achieve financial success through their portfolios.
The portfolios that we assist our clients with can hold cash, ETFs, managed funds, ASX securities or international securities. By supporting clients across such a broad range of assets, we help them achieve long-term financial success.
We are also the lending partner of choice for many of our individual and corporate clients across Sydney.
Looking to finance a trip for personal recreation, organise a loan for a new home or investment property, build a business line of credit to get your great idea off the ground, or make equipment purchases via asset finance?
Our financial planning services assist with finding the right loan and finance that fits your needs, with competitive interest rates and whatever flexibility you might need.
Our extensive list of loan providers – with over 40 available – ensures that you have access to the broadest range of options possible.
At all times we remain totally compliant with the financial planning association standards, including the Mortgage and Finance Association of Australia (MFAA) and other key industry associations, while also offering a modern, innovative lending platform that will help to achieve financial success, fast-track results and cut through red tape.
It’s why we’re seen as the best in Sydney – we make achieving financial success easier.
Learn more about our leading financial planning service
As financial planners, we believe firmly in personalised, strategic financial advice. With six locations across Australia, we are highly accessible to our clients, and our highly tailored approach to financial advice for life means that we are in it for the long haul with each and every one of our customers.
We have decades of experience in helping clients with their financial life – over 30 years across both financial planning for individuals and businesses.
Our holistic approach to support, which is about finding the right solution for you rather than recommending the solution that is ideal for us, has made us the among the most respected financial planners across the state.
There is no better time to get on top of your financial situation than now. You’ll find that with Oracle as your financial adviser, you’ll improve your financial life and make your money work for you in a way that you never imagined.
For more information on why we’re the Sydney financial planners of choice for locals, click here.
